Liability insurance covers the cost of claims made as a result of damage or injury caused through the negligence of your business to a member of the public (Public Liability) or an employee (Employers Liability).
Employers Liability is a legal requirement. It is compulsory for employers to have this cover to protect their employees, whether they are direct employees, labour-only sub-contractors or people on youth training schemes.
Temporary employees can be covered under one simple extension, providing a reduced cost for both Public and Employers Liability
Cover up to £10,000,000
Public Liability, whilst not a legal requirement is a vital element of any business' insurance programme.
Recent years have seen significant claims inflation, particularly following changes to the way damages for injury are calculated, and we would recommend a minimum £5,000,000 limit.
Get in touch with our Liability team today on 020 8346 8713 or complete our online enquiry form