Allcover is part of the GRP Group, one of the largest independent insurance intermediaries in the UK providing market strength and support with a wide range of resources and expertise.
IMPORTANT COVID 19 CLAIM NEWS: Friday 15th January The Supreme Court upheld the judgement on the Financial Conduct Authority’s business interruption test case.
Members of residential property management associations fulfil an important role which comes with serious responsibilities. Management Liability Insurance provides directors, trustees & officers of companies and associations cover for legal costs, awards and settlements for any claim or regulatory action
With the outcome of Brexit negotiations still uncertain and the deadline for a deal fast approaching, it is important for motorists who intend to travel to Europe after the 1st January to be aware of the potential changes a no deal Brexit will require.
The recent revision includes a number of changes which provide added protection to hauliers. This article summarises the changes, and outlines why this is important from an insurance perspective.
This article reviews current market conditions, and provides guidance on how to work with your broker to manage the hard market.
The Coronavirus lockdown has created a high risk environment with increased likelihood of legal action against Directors and officers relating to breaches of Health and Safety regulations and employment law.
Government guidelines regarding non-essential travel in the COVID-19 pandemic have meant that businesses which use commercial vehicles may need to ‘lay up’ their vehicles.
Laying up helps preserve a fleet while the vehicles aren’t being driven for an extended period. This technique also helps ensure that vehicles can smoothly transition back to normal road use when needed.
The following best practice provides guidance on laying up commercial vehicles, and on how to safely get them back on the road after the lay-up period.
As the COVID-19 pandemic changes the way businesses in the UK function, this practical guide provides advice for SMEs on how to best manage the crisis.
Cyber hackers are taking advantage of the coronavirus outbreak by sending messages to victims, and by using the name of legitimate health organisations to steal information or distribute links to websites designed to steel identification information such as login credentials.
Here’s an example of a phishing email impersonating the World Health Organisation with an attachment that leads to the installation of malware.
More than £1 in every £5 is spent online – so it’s not surprising that criminals are following the money. Its not only businesses which are victims, the costs of cyber-crime for private individuals are massive, and growing.
This article provides an overview of the insurance available, and suggests 6 simple measures everyone can take to reduce their cyber risk.
GRP Group Transport and Logistics National Practice Leader Tony Gardiner explains the importance of the C.M.R convention from an insurance perspective, and provides an overview of its main terms.
Hackers have held Travelex to ransom since they launched a cyber attack on the business on New Year’s Eve, demanding the firm pay $6m (£4.6m) before they unlock its systems.
This article by GRP Group Cyber Practice Leader Nick Ellis explores the fallout from the attack, and what lessons can be learned from Travelex's experience.
GRP National Care Sector Practice Leader John Whittlestone explains why care providers face direct conflict between the rights of their employees and the rights of the people they care for.
Recognising this issue, and having appropriate cover in place can help care providers to do the right thing by both employees and clients.
Good risk management prevents disruption to business, and can also have a big impact on insurance costs
Debbie Airey GRP Group National Practice Leader for the Agricultural sector explains why a management liability cover should be considered as part of every farmer’s insurance programme
In the event of a "no deal Brexit" a physical copy of a Green Card is needed when travelling to Europe as digital copies are not currently accepted. If you arrive at the border without a physical Green Card, you will not be allowed to drive in that country.
GDPR has introduced severe penalties for companies which do not report breaches in 72 hours. Nick Ellis, GRP National Cyber Practice Leader discusses how cyber insurance can help ensure an effective response.
Allianz estimate that inflationary factors have more than doubled liability claims costs over the last 10 years. Within that timeframe many businesses haven’t changed the Limit of Indemnity provided by their liability insurance policies, leaving themselves exposed to potentially catastrophic underinsurance.
This article explores some key factors driving claims cost inflation.
