Public Liability Insurance

This insurance is essential for any self-employed tradesman.

Unlike Employer's Liability cover this insurance is not compulsory, but it is essential to protect yourself from claims against you from third parties.

Your whole livelihood could be affected following one simple mistake - and you could even lose your home.

With the ‘claim culture’ evermore prevalent these days – accidents can put you out of business! They generally result in the third party suing you and with the addition of compensation these lawsuits run into thousands of pounds.

Public Liability Insurance is designed to protect you against this. It provides cover (an indemnity) in respect of your legal liability against damage or injury caused to another person (a third party), by you in the course of your business, excluding employees.

Cover is available for £1 million, £2 million, £5 million or even £10 million, depending on your or your clients' / local council's requirements.

All premiums are rated on your occupation, with cover for £1 million starting as low as £65.15 a year. Can you really afford to be without it?

Finally, more and more contractors will refuse to pay you, or let you commence work until you show your Public Liability Insurance.

Don't wait: contact us by clicking here or call us now on 0845 7697099 to put your Public Liability in place today and work with peace of mind.